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Many people injured in auto accidents are unaware that even if the driver that strikes them in uninsured, they may still have the ability to recover for their injuries.

If the injured party or a family member of friend in the same house has an uninsured motorist clause in their insurance, it most often covers the person who was struck by the uninisured motorist or hit and run driver.

Other people who can be covered by an uninsured motorist insurance policy are bicyclists and pedestrians struck by a driver without insurance.

An excellent guide to Uninsured Motorist (UM) claims in California is the book by Paul Eisler.

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